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Operating a vehicle in West Virginia comes with certain automobile insurance requirements. Failure to purchase the minimum required insurance can lead to fines and citations for neglect to obey the state’s laws. Knowing what insurance you need and what optional coverage is available can help you operate within the law while on the roads in…

One of the very first questions that should enter your mind after a car accident is, “Who is at fault?” Determining fault in a car accident case is necessary to decide whose insurance company will cover damages, whose premium might increase, and who may be a defendant in a personal injury claim. Proving fault comes…

If you read the terms of your automobile insurance policy, you will likely find a clause that requires you to report any and all car accidents to the insurance carrier within a certain timeframe. Failure to do so can result in the insurer denying coverage for your crash for late reporting, or raising your premium…

If you’ve been involved in a car accident, you likely have several questions. How will you pay for your medical bills? Who is responsible? How can you keep afloat while you’re recovering from your injuries? A personal injury settlement is intended to provide answers to all of these questions: it will compensate for your medical…

If you’ve been involved in a car accident, you may be suffering from any number of injuries. Some of the most common motor vehicle injuries include whiplash and damage to the extremities. Shoulder injuries are particularly problematic. Because adrenaline may mask the pain, you may not even notice your shoulder injury until well after your…

Whiplash is one of the most common car accident injuries, especially in instances in which your vehicle is rear-ended by another vehicle. If you have suffered a whiplash injury, the person who caused your car accident may be responsible for compensating you for damages, which could include: Hospital bills related to your injury. Future medical…

When it comes to car insurance law, states fall into two general categories: “fault” car insurance states and “no-fault” car insurance states. “No-fault” car insurance states, of which there are a dozen, have laws in which your own car insurance policy pays for your crash-related damages and injuries regardless of who was at fault for…

When you get into a car accident and file a claim with your own insurance company, it is called a first-party insurance claim. When someone else is at fault for your car accident and you believe that at-fault driver should pay for damages, you file a third-party claim with the other driver’s (or the at-fault…

When it comes to car accident law, one of the biggest misconceptions we hear in our office is that the driver behind the wheel who caused the accident is always at fault and ultimately responsible for related damages. Although this is often the case with simple, straightforward traffic accident cases, there are a large number…

Some injuries happen at the moment that a car accident takes place: a broken leg, a concussion, a damaged spleen. But other car accident injuries can take a prolonged time to manifest. Even though these health conditions did not develop until after the accident, they were still caused by the accident, and the person or…