How to Report an Accident to Insurance

If you read the terms of your automobile insurance policy, you will likely find a clause that requires you to report any and all car accidents to the insurance carrier within a certain timeframe. Failure to do so can result in the insurer denying coverage for your crash for late reporting, or raising your premium…

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How Do You Know If You Have Whiplash?

Whiplash is one of the most common car accident injuries, especially in instances in which your vehicle is rear-ended by another vehicle. If you have suffered a whiplash injury, the person who caused your car accident may be responsible for compensating you for damages, which could include: Hospital bills related to your injury. Future medical…

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What Is a Third-Party Car Insurance Claim?

When you get into a car accident and file a claim with your own insurance company, it is called a first-party insurance claim. When someone else is at fault for your car accident and you believe that at-fault driver should pay for damages, you file a third-party claim with the other driver’s (or the at-fault…

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