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One of the very first questions that should enter your mind after a car accident is, “Who is at fault?” Determining fault in a car accident case is necessary to decide whose insurance company will cover damages, whose premium might increase, and who may be a defendant in a personal injury claim. Proving fault comes…

If you read the terms of your automobile insurance policy, you will likely find a clause that requires you to report any and all car accidents to the insurance carrier within a certain timeframe. Failure to do so can result in the insurer denying coverage for your crash for late reporting, or raising your premium…